Speaking from my experience, I plan on doing pencilling and inking. Colors and letters are something I will hire out. There will be 3-4 of us when its all said and done. I currently hire an assistant to gather reference for me. I work 65 hours a week at two jobs so I simply dont have time to do EVERYTHING if that makes sense. As far as submission to publications, focus on writing the story, and completing 6-8 pages of artwork. A lot of publishers only need to see that many pages to make a decision. At the end of the day, It comes down to how much time you have to invest, If I could spend 12 hours a day making comics, it would be a totally different ball game, so you have to adjust to fit your goals and lifestyle. I hope this helps https://www.comicbookschool.com/comic-submission-guidelines/

I do struggle at times with the directions of the fingers. Does anyone have advice for how to add the fingernails without them being too "in your face"?